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Life Insurance

Get life insurance to protect what matters most. Have peace of mind knowing that this coverage will help pay outstanding debts, mortgage, tuition fees, or whatever is important to you and your loved ones.

Life Insurance

Life Insurance

Premiums starting at $15 per month

Up to $500,000 in coverage

Optional Critical Illness Coverage

No medical exam

Immediate coverage

Coverage highlights are shown above, for full details on coverages and exclusions, kindly view the policy wordings.

Why get Life Insurance?

What is life insurance, and why do I need it?

Life insurance is a financial product that provides a lump sum payment to your beneficiaries in the event of your death. It serves as a financial safety net, offering protection and support to your loved ones by helping cover expenses like mortgage, debts, and future living costs.

How much life insurance coverage do I need?

The amount of coverage you need depends on various factors such as your current financial situation, outstanding debts, future expenses, and the number of dependents. A good rule of thumb is to aim for a coverage amount that is at least 10 times your annual income.

Can I change my life insurance coverage over time?

In most cases the coverage amounts can only be reduced, but you may be eligible for higher amounts of coverage when buying an additional policy.

How are life insurance premiums determined?

Premiums are influenced by factors such as your age, health, lifestyle, coverage amount, and type of policy. Generally, the younger and healthier you are when you purchase a policy, the lower your premiums will be. It's advisable to lock in a policy early to secure more favorable rates.

What is a beneficiary, and how do I choose one?

A beneficiary is the person or entity who receives the death benefit if you pass away. You can choose one or multiple beneficiaries, and they can be family members, friends, or even charitable organizations. It's crucial to regularly review and update your beneficiaries to reflect any changes in your life circumstances.

Is there a waiting period before my life insurance coverage takes effect?

In most cases, life insurance coverage takes effect immediately upon approval and payment of the first month's premium. However, it's essential to carefully review the terms of your policy, as certain situations or policy types may have specific waiting periods. Goose Term Life policy has exclusions such as suicide, acts of war or terrorism, and pre-existing medical conditions within the first 24 months of the policy.

Can I borrow against the cash value of a whole life insurance policy?

No, we do not sell whole life policies and there is no cash value that can be borrowed against.

Where do I see coverage details and exclusions?

Please refer to the policy wordings for the full list of benefits, exclusions, and limitations. You can also contact our licensed agents at support@gooseinsurance.com if you have any additional questions.

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What Policyholders Say

4.0

Google Logo

477 Reviews

4.6

Apple Logo

303 Reviews

4.5

Facebook Logo

70 Reviews

It was so affordable and easy to get life insurance. Although the coverage amount is not big, it’s really just the cost of a few cups of coffee.
Wenzhen

Wenzhen

Email review

Quick, easy, cheap, convenient. Couldn’t ask for more.
Pauline

Pauline

App Store Review

During this trying time, the level of service is simply amazing. I have never seen any insurer that takes ownership and sees things through like Goose!
Peter

Peter

Facebook review

Goose had the best price and the best policy I could find for travel insurance. I’m only using Goose from now on!
Bryan

Bryan

Google review

Lots of companies claim an easy sign-up, instant life insurance and the lowest prices. But so far none offer as low a price as Goose.
Dorothy

Dorothy

Email review

In my multiple decades on this planet, I cannot ever think when I bought insurance and said 'that was painless, quick, and kinda a fun experience.'
Brent

Brent

App Store review

Easy to use, completely inexpensive and peace of mind! Love it. I’ll never 'fly' with anyone else ever again!
Patti

Patti

Facebook review

Impressive and simple app design. Easy to follow, and got my travel insurance in 2 mins! Thank you.
Aarjav

Aarjav

App Store review

The App was amazing, and thought the premium was more than fair. No printed documents, etc.
Agata

Agata

Google review

I was happy to find Goose for my critical illness insurance. Everything they were offering (price, coverage, and terms) seemed perfect for me.
Jason

Jason

Email review

The quote process was fast and very user friendly. The price is on par or better than a couple other companies I got quotes from.
Lorien

Lorien

App Store review

I went with Goose after watching their ad on TV, since the rate for the same coverage elsewhere is at least $50.00 higher.
Gordon

Gordon

Email review

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